Tag: Retirement planning


Why you should boost your 401(k) contribution rate between now and year end

One important step to both reducing taxes and saving for retirement is to contribute to a tax-advantaged retirement plan. If your employer offers a 401(k) plan, contributing to that is likely your best first step.

If you’re not already contributing the … Read More »


Rev up retirement offerings with an NQDC plan

Many business owners and executives would like to save more money for retirement than they’re allowed to sock away in their 401(k) plan. For 2017, the annual elective deferral contribution limit for a 401(k) is just $18,000, or $24,000 if … Read More »


Financial Survival Tips for Recent College Graduates

Graduation can be one of the most exciting — and intimidating — times in your life. You’re officially an adult, and with that new-found independence comes financial responsibilities. No pressure, but the decisions you make today about spending and saving … Read More »


There’s still time to set up a retirement plan for 2016

Saving for retirement can be tough if you’re putting most of your money and time into operating a small business. However, many retirement plans aren’t difficult to set up and it’s important to start saving so you can enjoy a … Read More »

November 8th

Tax Department, Tax Planning. Comments Off on There’s still time to set up a retirement plan for 2016


New IRS Guidance for Designated Roth Accounts

Does your employer offer a 401(k), 403(b) or governmental 457 plan? If so, you may be able to set up a designated Roth account through your company’s plan. Then your Roth account will be allowed to receive designated Roth contributions … Read More »

November 7th

Timely Articles. Comments Off on New IRS Guidance for Designated Roth Accounts


Ensure your retirement benefits provider is truly providing

Many retirement plan sponsors consider converting to new providers starting with the new plan year. For calendar year plans, that means January 1. If this is the case for your company, now is a good time to ensure your service … Read More »

October 26th

Business Briefs. Comments Off on Ensure your retirement benefits provider is truly providing


Tax-smart options for your old retirement plan when you change jobs

There’s a lot to think about when you change jobs, and it’s easy for a 401(k) or other employer-sponsored retirement plan to get lost in the shuffle. But to keep building tax-deferred savings, it’s important to make an informed decision … Read More »

October 4th

Tax Department, Tax Planning. Comments Off on Tax-smart options for your old retirement plan when you change jobs


Proper education can drive retirement plan participation

Employers who offer retirement savings plans are already helping their workforces. But not all employees take advantage of these plans. And many who do still don’t contribute enough to retire comfortably. As a business owner, you can help your employees … Read More »

September 21st

Business Briefs. Comments Off on Proper education can drive retirement plan participation


The tax and estate planning pitfalls of retiring overseas

Have you dreamed of spending your golden years in a tropical paradise or a culture-rich European city? If so, it’s important to understand the potential tax and estate planning implications so there are no surprises. These include:

Double taxation. If you’re … Read More »

July 21st

Estate Planning Briefs. Comments Off on The tax and estate planning pitfalls of retiring overseas


Pension payouts: What’s the best option?

Estate planning and retirement planning go hand in hand. After all, the more wealth you set aside for retirement, the more you’ll have left to provide for your family after your death. One tough decision that retirees face is choosing … Read More »

March 31st

Estate Planning Briefs. Comments Off on Pension payouts: What’s the best option?

HOBERMAN & LESSER, LLP